What I wish I knew about Credit in my 20’s

This post is sponsored by CreditRepair.Com but the content and opinions expressed here are my own.


Raise your hand if you’ve felt personally victimized by your credit?

When I was younger I had no idea how to manage my credit, or what the importance of it was. I would apply for cards, max them out and then slowly pay them down only to max out my credit yet again. This was an ongoing issue for me, and I never really learned the ins and outs of keeping my credit in good standing.

Monitoring your credit is crucial to finding out if there are any discrepancies. You can also dispute a charge or find out if you have been the victim of credit card number theft by just keeping an eye on your credit. In this instance, ignorance is not bliss, and a watchful eye can save you a headache and the financial burden of someone else’s mistakes. 

Not only was I a mess when it came to “charging it”, but I also underwent a divorce when I was in my early 20’s. This divorce caused a massive strain on my finances. Not only did I now have a large car payment, but I also had credit card debt, school loan debt, and was essentially left to find a new place that I couldn’t afford. When all else failed I eventually took the help of family until I could get back on my own feet. 

Flashforward a few years, and I can honestly say that all of my financial mistakes have helped me to find the balance between spending and budgeting my money. With CreditRepair.com it has been easy. CreditRepair.com helps to ensure my reports are accurate, so that I can stay on track and reach my goals. They start you off with a free online credit evaluation and have helped me to get and stay on track for my next big purchase. 

This site offers help with the hard stuff, things like collections, late payments, and bankruptcies. Nothing is off limits, and it has been a life changing experience to be able to learn more about credit from the knowledgeable team at CreditRepair.com. I love that they provide in-depth online services, mobile apps, and a team of consumer credit consultants who have helped me every step of the way. I highly recommend CreditRepair.com if you are looking to change your life and credit for the better! Sign up to stay on top of your credit with help from the team at CreditRepair.Com!

Hi, I'm Ruby!

I've created this space to inspire the everyday woman to live life confidently. I hope you can find a daily source of inspiration on my site! My blog, Heyitsrubee, goes in depth when it comes to: motherhood, home decor, beauty, personal style, love & relationships and so much more!

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